Installment Agreements | Affordable Repayment Plans

---

Not everyone qualifies to settle for less — and that’s okay.

For many taxpayers, the best path to stop IRS collections is an Installment Agreement (IA): a legal, structured payment plan that fits your actual budget.

At Newline Tax Group, we build and negotiate Installment Agreements that protect your income, stop collections, and keep you compliant under the IRS Fresh Start Program.

👉 Check Your Eligibility for IRS Fresh Start Relief

An Installment Agreement allows you to pay back taxes over time through affordable monthly payments.

While your plan is active and payments are current, the IRS agrees to pause garnishments, levies, and aggressive collections.

It’s a straightforward way to regain control — especially if you don’t qualify for an Offer in Compromise.

Example: Owe $28,000 → Negotiated payment of $285/month → Collections stopped immediately.

👉 Check Your Eligibility Now

1. Guaranteed Installment Agreement
For balances under $10,000 — automatic approval when requirements are met.

2. Streamlined Installment Agreement
For balances up to $50,000 — simple setup, usually no financial statements required.

3. Partial Pay Installment Agreement (PPIA)
Pay less than the total balance before the IRS statute expires — you pay what you can, not what the IRS demands.

4. Non-Streamlined Installment Agreement
For balances over $50,000 — requires full financial disclosure and negotiation. We handle this process for you.

👉 Check Your Eligibility for a Payment Plan

Anyone can fill out Form 9465 — but getting a payment the IRS will actually accept (and one that protects your assets) requires skill and strategy.

Here’s how we help:

• Negotiate payment terms that match your true disposable income
   
• Prevent IRS agents from forcing payments you can’t afford
   
• Keep your bank accounts and wages safe from levy
   
• Ensure you stay in compliance to avoid default or cancellation
   

Our licensed Enrolled Agents work directly with IRS officers — not call centers — to secure the best terms allowed under the Fresh Start Initiative.

👉 Check Your Eligibility for IRS Relief

Q: Can the IRS still garnish me once I’m on a payment plan?
No. Once your plan is accepted and you make your payments, the IRS halts garnishments and active collections.

Q: Do penalties and interest stop?
They continue until the balance is fully paid, but you avoid new penalties and aggressive enforcement.

Q: What if I miss a payment?
The IRS can cancel your agreement. We help clients get reinstated quickly and prevent collections from restarting.

👉 Check Your Eligibility for a Fresh Start Payment Plan

IRS agents are trained to maximize what you pay.

We’re trained to minimize it — legally and permanently.

If you’re ready to stop collections and regain peace of mind, our team can help you qualify for a payment plan under the IRS Fresh Start Program today.

👉 Check Your Eligibility Now