Dealing with the IRS is stressful — letters pile up, balances grow, and every paycheck feels like it could be next on the chopping block.
At Newline Tax Group, we help taxpayers stop collections, reduce tax debt, and finally breathe again through the IRS Fresh Start Program and other tax relief solutions.
When you owe back taxes, the IRS has power most collectors only dream of. They can garnish wages, freeze bank accounts, and even file liens against your home or business.
Most taxpayers think there’s no way out — but that’s not true.
The IRS offers several Fresh Start relief options for qualified taxpayers, including payment plans, hardship programs, and settlements for less than the total owed. The problem?
The system is complex, and the IRS decides what you can afford — not you. Take advantage of all available tax benefits. 👉 Check Your Eligibility for IRS Fresh Start Relief
The IRS uses “allowable living expense” standards based on your family size, location, and income to calculate what you’re “able” to pay each month.
The catch?
Their formula includes only basic needs like food, housing, transportation, and healthcare.
That means:
And yes — they use your gross income, not your take-home pay. So even if you’re barely covering rent and bills, the IRS may still call you “collectible.”
That’s where professional representation matters. Our licensed IRS Enrolled Agents and tax specialists know how to work within these rules to secure the lowest, most affordable outcome legally possible.
Unlike the big-box tax firms, you won’t get lost in a call center queue. You work with a dedicated, experienced team that knows your name, understands your case, and fights for your best outcome from start to finish.
What clients value most:
You’ll know exactly what programs you qualify for, what the IRS really has on file, and what it will take to fully resolve your case — before spending a single unnecessary dollar.
The Problem: Unfiled Returns • IRS Collections • Underreporting Exam
Valerie came to us with three years of unfiled tax returns and an active IRS income underreporting exam.
The IRS reassessed her and issued a CP504 Final Notice — the last warning before wage garnishment or bank levy.
Her home and financial stability were days away from being jeopardized.
Our Action:
The Result:
✅ All collection actions stopped.
✅ Valerie kept her home and assets protected.
✅ She now has breathing room to rebuild her finances and stay compliant moving forward.
The Problem: $171,000 IRS Debt • Wage Garnishment • Bank Levy
Kenneth owed $171,000 to the IRS. His paycheck was being garnished at 90%, and the IRS had already levied $17,000 from his bank account.
A Revenue Officer was assigned to his case, and aggressive collection actions were underway.
Our Action:
The Result:
✅ IRS collections stopped cold.
✅ Monthly payment reduced by $1,200 compared to the IRS’s original demand.
✅ Kenneth regained financial control and peace of mind.
